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Taxi and Limo Car Insurance

What Is TLC?

TaxiTLC are the initials used to represent the New York City Taxi & Limousine Commission. The commission was formed in 1971 and it regulates all taxis in the NYC area. As part of this regulation, the commission insists that drivers have TLC insurance in place. This means that you need TLC insurance in Brooklyn or in any other borough of NYC. No matter where you are located in the city, you cannot avoid this insurance.

Do I Need TLC Insurance?

If you are wondering, “How important is TLC Insurance?”, the answer is very important. The fact is that it’s compulsory. If you want to drive a rideshare vehicle or taxi in NYC, you need at least a basic level of insurance before your vehicle can be used commercially. This minimum level of insurance includes:

* Liability cover.
* Personal injury protection.
* Uninsured motorist coverage.

It’s worth knowing that the minimum level of TLC insurance in New York only covers other people and their property. You need to invest in additional collision insurance if you want to protect your vehicle. Speak to us about making sure that you have the right level of insurance in place.

How Much Does TLC Insurance Cost In NYC?

You want to get the best TLC insurance in NYC at a cost you can afford. You may be wondering, “How much is TLC insurance in NYC?” There is no set answer to this question. There are several factors that are taken into account when calculating the cost of TLC insurance including:

* How many years you have been driving a rideshare vehicle or taxi.
* What your previous claims record looks like.
* Whether you have any police citations.
* What type of vehicle you have.

We are happy to discuss your insurance needs and provide you with a quote. In order for us to do this, you will need to provide your name, address and age. We will also need the following details:

* TLC license/plate.
* Driving and accident history.
* Vehicle details.
* TLC base card.

How Do I Purchase TLC Insurance?

If you are wondering how to get TLC insurance, the process is simple. You can contact us ( by phone, email or by completing the contact form on the website. When you complete the contact form you need to provide images of your driver’s license, TLC License, Title or Bill of Sale for your vehicle and registration. We will tell you how much it will cost to purchase the TLC insurance that you need.

The Requirements Of TLC

You will find it useful to know that insurance is not the only requirement that is mandatory for taxi and rideshare drivers in NYC. TLC also has other requirements regarding the vehicle that you drive. These requirements are:

* The vehicle must be a four-door car or minivan that was registered in 2006 or later.
* You must maintain the vehicle in good condition and there must be no cosmetic damage.
* There should be no commercial branding on the vehicle.
* The vehicle must have a valid emissions certificate.

F. A. Allan Insurance Brokerage offers free, comparative quotes on Taxi & Limousine Insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.